If you have sea tow and you fish out of OI your coverage area just dropped. They only cover 10 miles from the sea bouy!! That's it!! I confirmed it last week with sea tow out of OI. Boat US still covers 50 miles on their unlimited plan which cost 120.00 - 140.00 depending on where you sign up at. If you fish out of Hatteras they only have boat us towing out of hatteras as well!!