Tow Insurance

Page 1 of 2 12 LastLast
Results 1 to 10 of 13

Thread: Tow Insurance

  1. #1
    Dedicated TF Poster - Not a Tidal Fish Subscriber
    Join Date
    May 2008
    Posts
    410

    Default Tow Insurance

    Just got another boat, 21 ft Parker. I'm renewing my boat insurance which has $2,500 on water tow reimbursement. Is that enough? In 35 years of fishing the bay never had to call for a tow. I usually stay within a 1 hr run of my slip on the South river. Mark

  2. Remove Advertisements
    TidalFish.com
    Advertisements
     

  3. #2
    Platinum TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Apr 2007
    Posts
    13,322

    Default

    Multiply 35 years times what you pay for insurance per year. $3500.00 to $10,000.00.is it worth it if you stay close to home port???? There are a lot of people around that area for help.........Gary.99

  4. #3
    Dedicated TF Poster - Not a Tidal Fish Subscriber
    Join Date
    May 2008
    Posts
    410

    Default

    Gary
    The tow coverage is part of my overall boat insurance plan which I defiantly want for liability etc. Just wondering how much to get towed 15 to 20 miles. Thanks for reply.

  5. Remove Advertisements
    TidalFish.com
    Advertisements
     

  6. #4
    Platinum TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Apr 2007
    Posts
    13,322

    Default

    Sea Tow charges about $150.00 per hour. Time starts when they leave their dock until they return to their dock....... Gary

    After more research Sea Tow charges between $175.00 to $450.00 per hour. The $150.00 per hour was what they charged me 10 years ago....... Gary
    Last edited by crabby and son; 04-25-2019 at 05:07 PM.

  7. #5
    Dedicated TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Dec 2011
    Posts
    372

    Default

    Quote Originally Posted by crabby and son View Post
    Sea Tow charges about $1500.00 per hour. Time starts when they leave their dock until they return to their dock....... Gary
    Sounds about right...

  8. #6
    Average TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Aug 2006
    Posts
    74

    Default

    I have Boat US. Love them, $120 a year +- includes trailer towing and UNLIMITED on the water towing. I used them two times and the last one would have cost me $3500 for the tow, the one before that was $1800 so that alone is worth it. plus if YOU are on someone's boat YOU can use the insurance on that boat as well, Right GARY :-)

  9. #7
    Average TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Aug 2006
    Posts
    74

  10. #8
    Dedicated TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Jun 2002
    Posts
    557

    Default

    Used Boat US last year and they were at my anchored boat on the Magothy in 20 mins. My anchor was stuck and I was moving forwards to dislodge it before starting the windless. It was in 17 feet and there was enough rope out that it got caught in the props. Have I/O and unit wouldn't lift to untie the rope. It was getting dark and it was worth every cent of my towing fee to be back at the dock. No one was passing to offer a tow.Next day was hauled and rope came out easily with props loosened. Maybe shouldn't have pulled forward to dislodge prop but who knows. Towboat captain couldn't have been nicer.

  11. #9
    Super TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Apr 2005
    Posts
    3,635

    Default

    You never buy towing insurance for the times when there is help around.

    In this day of lawsuits and general laziness people don’t want to get involved. It’s piece of mind if nothing else.

    I’ve been towed (both by pros and volunteers) and I’ve done my share of towing. I believe it’s karma, but still carry insurance.

    Last year in OC cruising along at 25 and spun my prop hub. Springtime on the bay and you’re only ever 1 submerged log away from Oh Crap.

    Even mechanically sound engines/boats have their days.

    Chris

  12. #10
    Super TF Poster - Not a Tidal Fish Subscriber
    Join Date
    Apr 2007
    Posts
    2,611

    Default

    Quote Originally Posted by NIGHT NURES View Post
    I have Boat US. Love them, $120 a year +- includes trailer towing and UNLIMITED on the water towing. I used them two times and the last one would have cost me $3500 for the tow, the one before that was $1800 so that alone is worth it. plus if YOU are on someone's boat YOU can use the insurance on that boat as well, Right GARY :-)
    There are two types of boaters out there, those who have been stranded, and those who will. If someone is always in a situation where there will be help close by, then it may not be needed. I've been towed in 3 times in 10 years back out on the bay, and one of the times it was late at night when the tow boat guy was on premium time. The tow captain advised me that if I did not have the insurance, it would have run something like $2500.

  13. Remove Advertisements
    TidalFish.com
    Advertisements
     

Page 1 of 2 12 LastLast

Similar Threads

  1. Sad News Insurance Company Totaled My Tow Vehicle, Now I Need New/Used Tow Vehicle
    By Graybeard in forum Chesapeake Angler - The Original Board - Maryland Angler
    Replies: 28
    Last Post: 03-21-2013, 06:04 PM
  2. Boat US Insurance vs Boat US Angler Insurance
    By Graybeard in forum Chesapeake Angler - The Original Board - Maryland Angler
    Replies: 4
    Last Post: 01-18-2010, 04:25 PM
  3. Tow Insurance
    By little bubba in forum Northern Neck Virginia Angler
    Replies: 5
    Last Post: 05-01-2007, 11:06 AM
  4. Which insurance co. does the best for boat insurance?
    By L HOLMES in forum Virginia Angler
    Replies: 24
    Last Post: 09-07-2006, 12:39 PM
  5. Tow Boat Insurance-one more time
    By Thebigonegotaway in forum Chesapeake Angler - The Original Board - Maryland Angler
    Replies: 5
    Last Post: 03-20-2006, 05:04 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Link to Us   Subscription Information   Advertise   Privacy Policy   Resources   Contact Us   About Us

©2012 TidalFish.com. All Rights Reserved.