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Discussion Starter · #1 ·
we are interested in waterfront property, and have taken one exploratory trip to the northern neck. prior to that we visited eastern nc and really liked new bern, nc but have not ruled anything in/out.

we currently have a waterfront house south of annapolis, md. (which we will sell first) but we want out of md.

we saw several properties in the northern neck with nice elevation and good water, some were elevated too much. our visit concentrated in northumberland and lancaster counties, but we did cross the rapp. south into urbana and deltaville. for some reason we are leaning toward property north of the rapp. in irvington, white stone, and kilmarnock areas.

--pricing? waterfront prices have not seemed to drop much in the last 8-10 months or so. is that your general observation?

-- looking again for elevated properties, with good water, a couple acres, don't want to rebuild it and wife is stuck on 10' ceilings, so i guess i'm look fro something 1-8 yrs. old or so. would like to keep it around $700,000.

i currently operate a successful guide business in md. but not sure yet how much more bouncing around i want to do, will fish more and more for fun...i think?

any other comments are welcome. thanks
 

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Other than waterfront, what does your lifestyle demand? Do you need lots of restaurants, shopping, Walmarts, etc? Makes a big difference.
 

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Discussion Starter · #4 ·
thanks guys, lifestyle? we like our privacy, but wife likes shopping too, and yes do eat out. i cannot put her in the sticks, down some dark country road that's for sure.

when we were down there about 6 months ago, we stayed at a rental house in burgess (have a dog) it was a good central location, a recommendation from a charter buddy. also, don't want to be near the menhaden processing area. we also want to be near a level one trauma center, and i suppose richmond would fill that bill.
 

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Don't know if you need a realtor, but we used Kay Dawson from United Country, extremely nice and worked really hard to find us the prefect place.

Kay Dawson
804-529-5000 ext 21

And if you do need things like restaurants, etc, keep to the area you are looking at now (Kilmarnock, White Stone, etc).
 

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Kilmarnock is a great little small town. Lots of good shopping and places to eat. Close to there is lots of nice waterfront on several tributaries right off the bay. Dividing Creek, Dymer Creek, Indian Creek. Some of it's in your 700K range.
 

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Discussion Starter · #7 ·
captaingeorge, we have a realtor, she is with select properties. we need to take another trip down, probably after first of the year. what's your gut feeling on waterfront pricing..up/down/no change?

what's your take on local medical facalities, the 911 kind of things?
 

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Select Properties is a good outfit.
Waterfront property has dropped some but not nearly as much as other properties. I'm sure you know to look closely at what "waterfront" is. Some of the small creeks have what they call kayak or canoe depth. Translation: unusable.
Rappahannock General Hospital in Kilmarnock is very good for emergency and maintenance care. Doctors are great. Long term or more serious conditions are usually referred to Richmond.
They have a website:

Rappahannock General Hospital - Kilmarnock Virginia
 

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Mathews County

Captain John,

Have you considered Mathews County at the end of Virginia's middle peninsula?

Nice small town atmosphere with decent amenities and a medium-sized hospital in nearby Gloucester. Has a variety of waterfront properties along the East and North Rivers and is a great location to access the fishing of the lower Bay - the CBBT, the Cell, the local grass flats. Is closer to cobia, spades, and flounder fishing than the Northern Neck and there's a rumor of specks being nearby!
 

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As a full time resident of Northumberland County and recent transplant from the peoples republic of md. The Norhtern Neck is a great area to live, if you like solitude, quiet(except for the insects and birds), great people, and a different time zone, thats the place. However, the amenties are lacking, you have to drive over an hour to find a Mall, shopping centers are few and far between. The towns are very small and nice. There are a few restaurants, no major chains though. Some even close for the winter.
Scenery and wildlife abound, a hunters and photographers dream, the sunrises and sets can be truly spectacular, especially if you are sitting on your pier. Traffic can be a pain, though. Farmers use the entire road to move their equipment, but the real problems are, the deer and turkeys which have no fear and will stare a car down and dare you to run 'em down. Then there is the hunters which use dogs everyone stops to let the pack run across the road. Please note the traffic problems described is tongue in cheek. You won't find a better place to live, if you don't mind driving to the major metrpolitan areas.
My wife and I used Port and Starboard Realty, really helpful and will work FOR you. We have developed a good relationship with Roger. Fred and Cas are the owners.

Good luck, Jack
 

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As a "come here" to the Northern Neck (been here 9 yrs. now) I can testify that is truly is paradise, compared to the big city! However, it is not for everyone -- if you need big town amenities and sophistication it may not be the place for you. On the other hand it offers a slower, more peaceful lifestyle where people still treat each other in a friendly small town manner. Contrary to some reports on this thread, realestate prices are down quite a bit, including waterfront, and sales are way slow., i.e. a buyer's market I would suggest you check out the Lancaster County area newspaper The Rapp. Record for r.e. prices and concentrate on the Kilmarnock/ Irvington area. By the way, fishing in the Rapp. can be very good most of the year!
 

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Creekster and JackK said most of what I had to say. I am on the Coan near Heathsville and love it. I have found the county much easier to deal with than Spotsylvania where I came from. Robert Booth at Shore realty is a real gentlemen and an expert on Northumberland real estate. I would suggest you look at the various creeks flowinging directly into the bay in Lancaster County. There are some beautiful homes there with quick access to the bay.
 

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Discussion Starter · #15 ·
i would like to thank you guys for taking the time to post. like i said, we are kicking tires, as for me i could probably do well in a double wide. the wife however, has a broader range of interests than me.

the drive time to amenities is something that has not been a problem for us. we live about 45 min. south of annapolis md., thus have the best of both worlds.....waterfront property and she can be in a big mall or any other store in about an hour.

although, we have only one quality "time invested trip" some of your comments echo my initial observations....its not for everyone.

one reason we did not go to matthews county was the lack of elevation. i was lucky to have a local captain i know as a sounding board and escort. that is one criteria we are not bending on. what happened to matthews county during isabelle?

thus we did concentrate on the north side of the rapp, although we did cross the bridge and looked at towns just over the bridge and south of the rapp.
 

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Capt,
I relocated to the Northern Neck from Buffalo NY a year ago. We purchased our property several years ago and visited for over 5 years before we built and it was no mistake! I'll second the small town feeling and the general lack of chain restraints, etc.. but it sure is a nice location! My wife and I feel as if we moved back in time to the 50's. Drive down a secondary road and the driver coming the other way will likely wave. Stop and ask someone outside a question and you would think your talking to a friend. My wife describes living here as "Being on vacation all the time". I can also attest to Robert Booth at Shore realty is a real gentlemen and an expert on Northumberland real estate. He is Great!
Randy
 

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I have a friend trying to sell his place in burgess and I think it sounds like what your looking for. Give him a call540-383-6084
 

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Have to chime in too. I live in Maryland and have a house on the Potomac in Northumberland Co. I cannot say enough good things about the people on the N.N. Aside from navigating through the herds of deer and turkey that my good friend JackK talked about, two other things that really strike me are remembering to wave at passing motorists and waiting at the one of two traffic lights in Northumberland. Robert Booth was our realtor when we bought 3 years ago and I consider him a friend too who stops back in from time to time to catch up on things. The fishing opportunites are awesome! You can't go wrong especially in this market.
 
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