[Polkster]

I am an Insurance Agent and sell for Progressive, Nationwide, Farmers, Safeco, and a few others. I would be happy to give you a second opinion on your insurance. Depending on your situation, the price can vary. Some companies are better for perfect drivers, others are better for discounts when you have auto/home and other vehicles, age of drivers, and address all can affect rate. I will price several to give you the best rate. Call or email me for a free no obligation quote. -Andy
301-932-4888 or email polka2@nationwide.com

 

[iFishMD]

I have Erie for life, auto, boat, umbrella and home. When i had a house fire in my garage a few years ago, I cannot imagine an insurance company handling anthing better or faster for me and my family. GREAT company.

 

[Shore Thing]

Please don't take this as a sales pitch. I am an Independent Agent who represents many of the companies previously mentioned. We represent Erie, Encompass, Progressive, Farmers, Peninsula, Penn National, AIC, Frederick Mutual, Allied, RLI Marine & Fidelity and Selective Flood. Please feel free to contact me with any questions regarding these companies. I have never posted anything on this forum trying to sell insurance as our agency has a very personal approch but I think I may be able to answer some questions. My name is Chris with Bayside Ins Assoc 410-643-6641 or chris@bayside-insurance.com.

As mentioned above, I deal with alot of Insurance Companies. To add to it, Encompass is owned by Allstate and Allied is owned by Nationwide so I technically have dealings with both these companies also. From an Independant Agents point of view I have to agree with many of you, Erie is by far the best company out of the ones listed above. Their rates, rate consistency, claims service and their dealings with our agency are superior to the others. Hope this helps.

 

[Grady23]

It would seem to me that if one was to use a broker to buy something it would cost MORE not LESS. Given that there is now an additional hand in the pie reaching for his peice.. Just common CENTS!

 

[Bottom Knocker]

Flo (the progressive lady) is pretty funny but I wouldnt buy insurance from her..

I like the Esurance babe!!

Ive been w/ state farm forever. They took a chance on me when I moved to MD in 1990 and had to get on MAIF.

The more stuff you insure with one company the better your negotiating.. Umbrella policy sometimes makes sense when you start having alot to insure...

 

[fishboy823]

I don't have progressive, but my wife was recently rear ended by a driver who had progressive. My wife's car was under a year old. The damage wasn't excessive (under $2000) but had to be fixed. The progressive people were professional and on the ball. They made arrangements for a rental and when additional damage was found they approved it without any hesitation. They kept us informed thruout the repair and made sure everything was done to our satisfaction. They were friendly and pleasant.
fishboy

 

[Shore Thing]

Grady,
You are correct. If you use an actual Insurance Broker, similar to a Stock Broker, they add fees. Most all Independent and Captive Insurance Agents in Maryland do not. Other states are a different story. You will also notice many Direct Underwriters such as Progressive offer better rates if you deal direct and not through an agent. Many of these Insurance Companies rates are not nearly as competive as an Insurance Company who only deals through an Independent Agent. The Agent actually keeps the Insurance Companies honest and competive because they know we can write the business with multiple other companies. Most of these companies who deal through an Independent Agent do not advertise saving Millions and allowing for more competive rates.

 

[night nurse]

I have Geico, Love them. I also have Progressive for my Toys, Boat ATV. Had 1 claim and the hooked me up quick.

TED

 

[Line Sider 09]

I agree with Sailfish in that you get what you pay for. I have been with State Farm 34 years, excellent service and great people. I have all my vechiles, home, boat and beach house insured with State Farm. Over the years I have had several claims where someone hit one of our vechiles and left. The vechiles were repaired extremly fast at a shop of my choice and with no issues. I can't say enough about them.